Riskguard Insurance Solutions

About Us

About Us And What We Do

We are an independently owned and operated agency located in San Francisco, California with remote sales offices in the East and South Bay Areas. We deliver comprehensive insurance and risk management solutions to individuals, families, and businesses and serve four western states besides California including Arizona, Oregon, Nevada, and Texas. We not only believe in helping other people stay secure by helping to manage their risks but we want to give people great value when they purchase insurance products. A significant part of the service we offer is in educating our clients so they truly understand their insurance needs and how best to mitigate their risk as much as possible.

We are also licensed in real estate sales and our CEO is a notary public. We generally provide real estate and notary services as an added service to our insurance clients if requested. We also consult in and assist with Medicare supplements and Part D coverage for seniors and provide all types of medical plan coverage and benefits needed by individuals, families and businesses including dental, vision, long term disability and life insurance.

Due to our longstanding and extensive relationships with dozens of preferred and non-standard surplus lines insurance carriers, we’re able to insure all kinds of standard business operations as well as hard-to-place businesses and unusual risks that many less experienced agencies won’t deal with. We have a large market in professional liability that serves all manner of consulting, design, and tech industry businesses including coverage for difficult patent infringement situations. We have a process for guiding new business owners in lease and contract compliance and we help assess these owners’ operations thoroughly in order to meet contractual insurance requirements. As a result we deliver some of the best commercial coverage available anywhere.

As far as we know, we are the only agency to be a four-time winner of the U.S. Commerce Association’s ‘Best of Local Business’ award. This is a mark of our outstanding marketing success and our perpetuation of a positive image for small and mid-sized businesses. Our sweet spot includes helping new ventures and companies with up to 1,000 employees procure and maintain the insurance coverages they need.

What We Offer

Using a variety of preferred and non-standard, surplus lines carriers we provide a wide range of coverage and policy options and offer insurance programs that meet virtually any personal and/or commercial need. From home, auto, and life to a business program with numerous requirements, we provide clients the options they need to stay secure at competitive rates. Within our business segment are special programs for companies in many specific industries. A small sample of some of the companies that are served by these programs includes food trucks and nonprofits. Our cyber liability program is especially important to tech firms, but more and more it applies to any business doing commerce on the web or maintaining customer databases on their own computer systems. Our medical health program is extensive, and through it we offer individual and group policy options that span a wide range of medical care types and services.

When it comes to insuring just about any risk that you can imagine you can count on Riskguard Insurance Solutions to find a solution and provide great value through a world of insurance products that we can make available to you

Community Involvement and How We do Business

We are passionate about helping people live healthy, secure, and happy lives, and that’s one reason why we enjoy being in the insurance industry. In addition to providing clients with comprehensive insurance products and personalized services, we encourage people to live healthily and to become and stay actively involved in their local community.

Our president, Irene Herman, leads by example, having been the national insurance chair of United States Track & Field. and as current Vice President of the Pacific Association of USA Track and Field. She has also served several terms as President of the PA-USATF. In this role Irene was insurance liaison responsible for putting into place an insurance policy to cover volunteer, non-sanctioned officials throughout the USA. She has also been an insurance consultant to youth groups and through the Pacific Association of the USATF (PAUSATF). has provided special information on safety and risk management to these groups. She is also a competitive runner having completed 21 marathons over the last 25 years. When she’s not working or running, Irene is the instructor of a weekly aqua-fitness class in the pool at the San Francisco Jewish Community Center (JCC), where she encourages club members to live healthy active lives.

As part of our community involvement Riskguard Insurance makes an annual donation to the Bay Area Breast Cancer Society, which helps raise funds for breast cancer research and helps raise awareness of breast cancer.

Our agents and staff volunteer regularly with different projects throughout the year to promote youth safety and life goals. These efforts help make the communities that Riskguard Insurance serves better places to live and work and these efforts make our agents better insurers. The spirit of giving back that drives us to be involved in our communities is the same spirit that drives our work habits. We establish and nurture long-term relationships with clients that makes it easier to help our clients stay secure.


We believe in giving every client the easiest, but most beneficial insurance experience possible, and this means that we provide services that augment the products we deliver. We help our clients to manage their own risk by educating them in insurance terms and coverages and when a loss does happen we make ourselves fully available to help handle the claim.

We welcome an inquiry from anyone who is interested in our products and services or who just wants to learn more about our agency. Please contact us or give us a call. You can also request a quoteif you have an immediate need for an insurance policy. Riskguard Insurance Solutions is proud to provide insurance and risk management solutions throughout California including San Francisco, Los Angeles, San Jose, Sacramento, San Diego, and Stockton, CA. We also serve other areas in the state. We serve four other states, Nevada, Oregon, Arizona and Texas.